
RESIDENTIAL DSCR LOAN
HIGH LEVERAGE
LOW RATES
SMOOTH PROCESS
NO INCOME DOCS NEEDED
FLEXIBLE & SCENARIO BASED SOLUTIONS
The best DSCR loans for rental property financing, allowing investors to qualify based on income generated by the property. These DSCR loan programs are ideal for scaling rental portfolios without relying on personal income documentation.
HELOC & CLOSED 2ND
1-8 UNITS
UP TO 80% CLTV
CLOSE IN LLC
1.00% MIN DSCR
$50,000 - $3,000,000
WHY NIRVANA?
COMMITMENT
We operate with transparency and accountability at every stage. We provide clear loan structures, honest communication, fast yes or no decisions, and a lender who works in your best interest, not just to close a deal, so borrowers can act with certainty.
EXPERTISE
With deep experience in private lending, commercial real estate financing, and capital markets, we structure deals that balance risk, leverage, and execution. We analyze risk, align leverage, and position each transaction for successful execution from acquisition through exit.
APPROACH
Through direct private lending options and flexible commercial solutions, we structure financing around the deal, not the other way around. Our borrowers benefit from adaptable terms, efficient approvals, and the ability to execute without unnecessary constraints.

