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RESIDENTIAL LENDING OVERVIEW

RENTAL DSCR LOAN
FIRST & SECOND LIEN POSITION
Grow your rental portfolio with flexible financing that focuses on property cash flow, not personal income. No tax returns or DTI requirements. Get up to 80% financing, plus access to DSCR second mortgages. Choose from 30-year fixed, ARM, or interest-only options. Cash-out refinancing available after just 3 months of ownership.
RENTAL DSCR PORTFOLIO LOAN
Finance your rental portfolio with ease, whether you own as few as 2 properties or dozens. Our rental portfolio loans offer flexible terms and streamlined approvals, allowing you to manage multiple 1-4 unit residential rentals under one loan. Simplify your financing, improve cash flow, and focus on growing your investment portfolio with confidence.
STABILIZED BRIDGE LOAN
Our short-term bridge loans make it easy to transition between deals. Offering rapid and flexible funding, these loans give you the financial leverage to move seamlessly from one project to the next. With a hassle-free process, you can stay focused on your real estate goals and keep momentum strong.
Working with Nirvana is as easy as 1-2-3
We offer specialized loan programs designed specifically for real estate investors seeking residential properties with 1-4 units, providing unparalleled financing options.

SIMPLE APPLICATION
Our straightforward application process makes it easy to get started. Just submit your information, and we’ll handle the rest, keeping paperwork to a minimum and communication clear.
FAST APPROVALS
We know time is of the essence, so we work efficiently to provide approvals in a matter of days from receipt of appraisal, ensuring you can act fast on your investment opportunities.
QUICK CLOSINGS
With our streamlined process and commitment to speed, we close loans in as little as 2 weeks, so you can focus on your investment without delays.


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