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Residential Cul-De-Sac

RESIDENTIAL LENDING OVERVIEW

residential

FIX N' FLIP & BRRR LOANS

Get up to 90% of the purchase price and 100% of renovation costs, with low rates, and loan amounts from $50,000 to $10,000,000. Whether you're a first-time investor or an experienced flipper, we provide the capital you need to efficiently scale your real estate business.

GROUND UP

Build new single-family, duplex, triplex, or fourplex properties with financing that covers up to 85% of total project costs. Whether you're constructing a spec home or a build-to-rent investment, we offer fast closings, competitive rates, and flexible terms. 

RENTAL DSCR LOAN

FIRST & SECOND LIEN POSITION

Grow your rental portfolio with flexible financing that focuses on property cash flow, not personal income. No tax returns or DTI requirements. Get up to 80% financing, plus access to DSCR second mortgages. Choose from 30-year fixed, ARM, or interest-only options. Cash-out refinancing available after just 3 months of ownership.

RENTAL DSCR PORTFOLIO LOAN

Finance your rental portfolio with ease, whether you own as few as 2 properties or dozens. Our rental portfolio loans offer flexible terms and streamlined approvals, allowing you to manage multiple 1-4 unit residential rentals under one loan. Simplify your financing, improve cash flow, and focus on growing your investment portfolio with confidence.

STABILIZED BRIDGE LOAN

Our short-term bridge loans make it easy to transition between deals. Offering rapid and flexible funding, these loans give you the financial leverage to move seamlessly from one project to the next. With a hassle-free process, you can stay focused on your real estate goals and keep momentum strong.

New York City
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